Caution regarding using insurance:
When either Dr. Shafer or you file a claim
with your insurance company, a diagnosis of a mental health disorder
must be submitted along with an eligible procedure code describing the
service provided. This can present a future problem for you or your
child. Your condition will no longer be confidential. Your diagnosis
is entered in the national Medical Information Bureau’s database.
If you apply for life, health, or disability insurance in the future,
your diagnosis is regarded as a preexisting condition. New insurance
may be denied or you might have an exclusion placed on your coverage.
Learn
more
If you’re thinking that this situation seems
unfair given the money you pay for health insurance, you’re not
alone. This is only one of many problems with our existing health care
system. The reality is that insurance companies are in business to make
money and they are motivated to insure only the most healthy people.
Dr. Shafer would suggest that you think
very carefully using your insurance. If your fees will be only a few
dollars, if you have a very high deductible, or if the service provided
is not covered, you will not benefit from filing insurance. Moreover,
your treatment will not be confidential and your future insurability
might be jeopardized. If you do not use insurance, no one will ever
know that you have received services from Dr. Shafer because your treatment
is entirely confidential. Information cannot be released to anyone from
our office without your written authorization (except in a very few
legal situations)